KCC account holders can operate the KCC account through Branch, ATM, BC Points, PoS machines with input dealers/ merchants/ mandies.One time documentation at the time of first availment and thereafter simple declaration (about crops raised/ proposed) by the farmer.Interest subvention /incentive for prompt repayment to be available as per the Government of India and / or State Government norms.An additional 10% of the Crop Loan Component increase in Scale of Finance for every successive year.Scale of finance for the crop (as decided by District Level Technical Committee) x Extent of area cultivated + 10% of limit towards post-harvest / household / consumption requirements + 20% of limit towards repairs and maintenance expenses of farm assets.Self Help Groups or Joint Liability Groups of Farmers including tenant farmers, Share croppers etc.Tenant Farmers, Oral Lessees and Share Croppers.All Farmers- Individuals/ Joint Borrowers who are owner cultivators.Working Capital for maintenance of farm assets.Consumption requirements of Farmer Household.To meet out the short term credit requirements for cultivation of Crops, Post-harvest expenses.LOAN APPLICATION FORM FOR AGRICULTURAL CREDIT FOR PM KISAN BENEFICIARIES.KCC Digital Renewal – (PRODUCT DETAILS) FAQs IND DIGI KCC Helpline for Women in Distress – 7827170170.RBI Monetory Museum Bank Notes and Security Features.Small Farmers’ Agri-Business Consortium.Deposit Insurance & Credit Guarantee Corp.Indbank Merchant Banking – Online Share trading.Nodal Officers – Banking Ombudsman scheme, 2021.Customer Complaint / Unauthorized Electronic Banking Transaction (UEBT).Codes of Bank’s Commitment to Customers/ MSE.Codes of Bank’s Commitment to Customers/ MSE in Hindi.Processing Charges of Home/ Plot/ Vehicle etc products.Processing charges in Agri Term Loan JL AG SHG LOAN & JL NP (Hindi).Processing Charges in Agri Term Loans, JL(Ag), SHG Loan & JL(NP).Processing Fees/Charges for Loan Products.Debt Restructuring Mechanism for MSME – SMEs (Hindi).Right To Information Act – 2005 (Hindi).Policy on appointment of SCA for 2022-23 and onwards.Policy – Appointment of Statutory Branch Auditors.Policy-Guidelines on Empanelment of Valuers.Policy on Determination and disclosure of Material events/ information.Policy on determining material subsidiary (Hindi).
Policy on Determining material Subsidiary.BCSBI – Codes of Bank’s Commitment to Customers.Digital Personal Data Protection Policy (HI).Digital Personal Data Protection Policy (Eng).Recovery Agents Empanelled/ Engagaed By Bank (Hindi).Recovery Agents Empanelled/ Engagaed By Bank (Eng).FAQs – On Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Hindi.Indian Bank Trust for Rural Development (IBTRD).Coin Vending Machines CVMs)-Locations in Chennai.Model Supplementary Safe Deposit Locker Agreement.Model Revised Safe Deposit Locker Agreement.Covering Letter to be obtained from existing Locker hirers.Stamp Charges Details for executing for locker agreement.Procedure on Locker/Safe deposit articals (Hindi).Procedure on locker / safe deposit of articles.Aadhar Enrolment/Correction Form (Hindi).Policy on Co-Lending by Banks & NBFCs to Priority Sector (Hindi).Policy on Co-Lending by Banks & NBFCs to Priority Sector.
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